Faircent is a peer-to-peer (P2P) lending platform that connects borrowers and lenders directly, bypassing traditional financial intermediaries. Operating in the Indian market, Faircent serves individual borrowers seeking personal loans and lenders looking for investment opportunities with potentially higher returns. The platform allows borrowers to access funds quickly and at competitive interest rates, while lenders can diversify their investment portfolios by lending to multiple borrowers based on their risk tolerance and desired returns. Faircent's business model is based on charging fees to both borrowers and lenders for facilitating the loan transactions. The company makes money through origination fees, service fees, and other charges associated with the loan process. By leveraging technology, Faircent provides tools such as risk assessment calculators and loan capacity estimators to help users make informed decisions. The platform aims to democratize access to credit and investment opportunities, making financial services more inclusive and efficient.

Keywords: Peer-to-peer lending, India, personal loans, investment, risk assessment, technology, financial services, borrowers, lenders, inclusive finance.